Fees and charges
Updated 15 May 2026
Mercati aims to keep fees transparent and competitive. Here is an overview of common charges.
Account maintenance: no monthly fee for standard current accounts. Premium accounts may have a monthly subscription.
Domestic payments: free for Faster Payments and BACS transfers. CHAPS payments may incur a fixed fee.
International payments: fees vary by destination country and currency. All applicable fees are displayed before you confirm a payment.
Currency conversion: a transparent exchange rate margin is applied. The exact rate is shown at the time of the transaction.
For a complete fee schedule, visit your account documentation or contact support.
Was this article helpful?